Attention, Americans! A major financial institution, Chase Bank, is set to close all its 5,300 branches for a full 24 hours on Martin Luther King Jr. Day, January 19, 2026. This means no in-person services for loan applications, notary assistance, or access to safety deposit boxes. But here's the catch: online and mobile banking, along with over 15,000 ATMs, will remain operational for essential transactions. However, be aware that transactions made on January 19 will be pending until January 20, potentially causing delays and penalties. Financial experts advise taking three crucial steps to avoid disruptions. First, set up automatic payments to avoid late fees. Second, plan ahead for in-person services. Lastly, utilize mobile apps, websites, and ATMs for balance checks, deposits, transfers, and more. But remember, this isn't just about Chase. The United States Postal Service (USPS) will also be closed on MLK Day, making mail and delivery services unavailable. And with bank scams on the rise, it's vital to know how to contact your bank safely. While in-person visits are secure, phone lines and online helplines are the recommended methods. Be cautious of potential scams, and always verify the legitimacy of any bank contact. Additionally, the USPS has introduced a new penny law and price hikes, sparking controversy over postmark rules and their impact on mail-in ballots. Get ready for a busy day of financial adjustments and stay tuned for more updates on these changes!
